Housing Counseling

one on one meeting

Helping you open doors.

HODC’s HUD-Certified Housing Counselors are here to help you achieve successful homeownership.

Our counselors will help you:

  • develop an individualized action plan
  • feel more confident and prepared for homeownership
  • overcome barriers to homeownership
  • answer your questions

How to get started.

Please contact us at 847-564-2900 to find out how we can help and to set up an appointment

Homebuyer Counseling

Counseling that offers information on seeking, financing, maintaining, renting, or owning a home.

Chris MeeksHousing Counselor

HUD-Certified Housing Counseling is here to help you achieve successful homeownership.

You will:

  • develop an individualized action plan
  • feel more confident and prepared for homeownership
  • overcome barriers to homeownership
  • learn answer your questions

Reverse Mortgage Counseling

In-person Counseling that meets FHA Requirements that helps
the consumer to make an informed decision.

Vickie BureshMortgage Counselor

What is a reverse mortgage?
A reverse mortgage allows homeowners aged 62 and older to convert a portion of their home equity into cash while they continue to live at home–provided certain loan obligations are met. If you or an older adult you know is considering a reverse mortgage, you must receive counseling from a government-approved agency.

What do reverse mortgage counselors do?

  • Reverse mortgage counselors are professionals approved by the U.S. Department of Housing & Urban Development (HUD).
  • Reverse mortgage counselors
    • perform a financial assessment to assure a robust discussion of needs and considerations
    • explain how reverse mortgages work, including payment options and costs
    • discuss benefits and drawbacks
  • After completing the mortgage counseling session, a certificate is given that is required as part of the loan application. The goal is for the consumer to understand their options and make an informed decision on whether a reverse mortgage is right.

Home is a chance to put down roots, grow family, and invest in your future.

Affordable housing provides hope in the face of high housing costs that would otherwise put individuals and families at risk of eviction, foreclosure, and homelessness.